Hi,
first of all i want to say that, this is not copy paste proposal, may be my budget will greater as per compare thank other freelancer but if you are looking for quality then we are here to help you.
for the project i have read your complete description, but i have few question like freelancer, there have one more system that is called dispute system, you have not mentioned about it, so please specify.
you have not mentioned about support, how you are going to provide support for your users, if they will get any problem.
what payment gateway you are planning to integrate in your website and how much?
what sms api you are planning to use for mobile no verification.
what is your plan for identity verification.
All above features are available in Upwork and Freelancer both so i want to know about your plan.
i will be very happy if we can connect and discuss about all above in details ..
waiting for your response ..
Thank you