Business plan financials

I am writing a niche-specific business planning guide and workbook and will include a software model for preparing the financials. These would include P&L, Balance Sheet, Cashflow, Sales Projections, Expenses by Category, Ratio Analysis, etc., by month for the first year, and by quarter for next two to five years. I would like an option to show past years as well, if the user has an existing business. It should include a facility for setting variables, such as depreciation, tax, interest rates, in additon to company name, address, etc. I can provide details of all categories for the base model, but it should allow for the addition or deletion of user-specified categories and items. I am open to the method of writing, macro-driven spreadsheet, VB, Access, PowerBuilder, etc., as long as the finished product is user friendly, intuitive for inexperienced business people, and attrac6tively presented. Examples of working programs can be provided if necessary. Please ask if more information is needed to enable you to bid, but this is a very straightforward program for someone who has the necessary experience. ## Deliverables 1) Complete and fully-functional working program(s) in executable form as well as complete source code of all work done. 2) Deliverables must be in ready-to-run condition, as follows (depending on the nature of the deliverables): a) For web sites or other server-side deliverables intended to only ever exist in one place in the Buyer's environment--Deliverables must be installed by the Seller in ready-to-run condition in the Buyer's environment. b) For all others including desktop software or software the buyer intends to distribute: A software installation package that will install the software in ready-to-run condition on the platform(s) specified in this bid request. 3) All deliverables will be considered "work made for hire" under U.S. Copyright law. Buyer will receive exclusive and complete copyrights to all work purchased. (No GPL, GNU, 3rd party components, etc. unless all copyright ramifications are explained AND AGREED TO by the buyer on the site per the coder's Seller Legal Agreement). ## Platform The program should run on Windows PCs, Macs would be a plus.